When applying for a life insurance policy, you may be asked to take a medical exam. Generally, if you’re under age 40 and applying for life insurance coverage of lesser amount, you probably won't have to take a medical exam. However, the older you are, the less life insurance you can buy without a medical exam. Of course, these figures also depend on your health history and the underwriting guidelines of the insurance company you choose.
We, at Ria Diagnostics have a panel of medical professionals recognized by reputed insurance companies to carryout the insurance medicals as desired by the respective insurance companies. Our organization believes in giving importance to Preventive care rather than the Curative in this present world of globalization. The increased health risks among the working force have attributed to more emphasis on guarding ones life against any unexpected life threatening morbidities / mortalities. We, being an organization exclusive to Preventive care, have qualified and experienced clinical / Para clinical staff to provide high quality services to the insurance sectors as per their requirements and as per the rates fixed by the insurance companies. The reports are sent to the respective insurance companies with confidentiality and in time. We provide the softcopy of medical reports to the insurance companies at the end of speculated period in the form of compact disc.
Ideal Prerequisites before Insurance Medicals
There are a number of simple steps you can take to make sure you get the best possible results at your medical exam:
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